T&C SIP PE SIP Diwali 2026

TERMS AND CONDITIONS – “GOLD SIP PE SILVER SIP FREE” DIWALI CAMPAIGN

These Terms and Conditions (“Terms”) govern the “GOLD SIP PE SILVER SIP FREE” campaign (“Campaign”) organised by Augmont Goldtech Private Limited (“Augmont” or “Company”) through its website and mobile application (“Platform”).

By participating in the Campaign, the customer (“Customer” or “Participant”) acknowledges that they have read, understood and agreed to be bound by these Terms, along with the applicable terms and conditions governing the Platform and Gold SIP services.

Campaign Period

1.1.

The Campaign shall commence on 1st November 2026 at 12:00 AM IST and shall remain valid until 30th November 2026 at 11:59 PM IST (“Campaign Period”), unless extended, modified or withdrawn by Augmont in accordance with these Terms.

1.2.

Only Gold SIPs successfully initiated during the Campaign Period shall be eligible for participation in the Campaign.

Eligibility and Participation

2.1.

The Campaign shall be applicable to Customers who:

Have a valid and active account on the Platform;

Successfully initiate a Gold SIP during the Campaign Period;

Complete the prescribed KYC requirements, wherever applicable; and

Comply with these Terms and the applicable Platform terms and conditions.

2.2.

Participation in the Campaign shall be automatic upon successful initiation of an eligible Gold SIP. No separate registration shall be required.

2.3.

Each eligible Gold SIP shall be subject to verification by Augmont, and participation shall be at all times subject to compliance with these Terms.

Campaign Offer – Free Silver SIP

3.1.

Eligible Customers who successfully initiate a Gold SIP during the Campaign Period shall be entitled to receive an equivalent weight of 999-purity Silver, free of cost, in the form of Silver SIP holdings directly credited to their existing GAP Account on the Platform (“Silver Reward”), subject to fulfilment of the conditions specified herein.

3.2.

The Gold SIP under this Campaign shall comprise 24K, 999-purity gold.

3.3.

The weight of the Silver Reward shall be equivalent to the total weight of gold accumulated by the Customer through the eligible Gold SIP during the entire twelve (12) month tenure, subject to the Customer fulfilling all eligibility requirements under these Terms.

3.4.

The Silver Reward shall be calculated based on the actual weight of gold accumulated under the eligible Gold SIP and not on the monetary value of the amounts invested by the Customer.

3.5.

The Silver Reward shall be credited to the eligible Customer's GAP account on the Platform in November 2027, upon successful completion of the entire twelve (12) month Gold SIP tenure and verification of eligibility by Augmont. The credit of the Silver Reward shall be subject to the Customer maintaining an active and valid GAP Account at the time of such credit.

3.6.

The Silver Reward shall be non-transferable and shall be credited only to the eligible Customer's GAP Account.

Conditions for Availing the Silver Reward

4.1.

To qualify for the Silver Reward, the Customer shall be required to continue the eligible Gold SIP for twelve (12) consecutive months commencing from the date of the first successful Gold SIP instalment under the Campaign and ensure that all twelve (12) scheduled monthly installments are successfully paid on their respective scheduled due dates and at the scheduled due times, without any interruption, missed instalment, delay or break in payment. Any failure to successfully process or complete a scheduled Gold SIP installment, irrespective of the reason thereof, including but not limited to insufficient balance, payment failure, banking issues, technical errors or system-related issues, shall result in automatic forfeiture of the Customer's entitlement to the Silver Reward.

4.2.

In the event the Customer discontinues, cancels or otherwise terminates the eligible Gold SIP before successful completion of all twelve (12) consecutive monthly installments, the Customer shall automatically waive their right to claim the Silver Reward.

4.3.

Any failure to fulfil the eligibility requirements or comply with these Terms shall result in the Customer becoming ineligible for the Silver Reward, without any liability on the part of Augmont.

4.4.

Once the Silver Reward is credited to Customer’s GAP Account, it will be governed by and subject to the applicable Platform terms and conditions, policies and procedures governing the redemption and/or withdrawal of Silver SIP through the GAP Account, as published on the Platform and amended from time to time. However, the Silver Reward shall be non-transferable and shall not be transferred to any other Customer or any other Customer account.

4.5.

In the event the Customer's GAP Account is closed, suspended or becomes inactive due to any reason, including non-compliance with applicable KYC requirements or Platform policies, Augmont shall be entitled to withhold the credit of the Silver Reward until the Customer fulfils the applicable requirements, subject to applicable laws.

Festive Dhamaka – Additional Rewards

5.1.

Customers who successfully initiate an eligible Gold SIP under this Campaign shall also be eligible to participate in the Festive Dhamaka campaign.

5.2.

Such Customers shall automatically be included in the Festive Dhamaka leaderboard and shall be eligible for an opportunity to win additional prizes, with prizes worth up to Rs. 50,000/-, subject to the applicable eligibility criteria, leaderboard mechanism and separate terms and conditions governing the Festive Dhamaka campaign.

5.3.

Participation in the Festive Dhamaka campaign shall be independent of the Silver Reward entitlement under this Campaign. The Customer's eligibility for the Silver Reward shall be governed separately by these Terms.

General Conditions

6.1.

The Campaign is non-transferable and the benefits offered under the Campaign cannot be exchanged, assigned or transferred to any other person.

6.2.

The Silver Reward shall be calculated solely on the basis of the actual weight of gold accumulated under the eligible Gold SIP during the prescribed twelve (12) month tenure.

6.3.

Any taxes, duties, levies or other statutory charges, if applicable, arising in connection with the receipt or utilisation of the Silver Reward shall be dealt with in accordance with applicable laws.

6.4.

Augmont reserves the right to verify the eligibility of any Customer and the transactions undertaken by such Customer under the Campaign.

6.5.

Augmont reserves the right to disqualify any Customer found to be engaging in fraudulent, suspicious, unlawful or abusive activities, or activities intended to manipulate or misuse the Campaign.

6.6.

The Campaign shall not be applicable to transactions or accounts that are found to be fraudulent, reversed, invalid or otherwise non-compliant with the applicable Platform terms and conditions. Augmont reserves the right to exclude such transactions while determining the Customer's eligibility and calculating the Silver Reward.

6.7.

The decision of Augmont regarding the administration and implementation of the Campaign, including verification of eligibility and calculation of the Silver Reward, shall be final and binding, subject to applicable law.

Modification, Suspension and Withdrawal

7.1.

Augmont reserves the right, at its sole discretion, to modify, amend, extend, suspend or withdraw the Campaign or any part thereof, including these Terms, at any time, subject to applicable laws.

7.2.

Any modification or amendment to these Terms shall be published on the Platform and shall become effective from the date of such publication or such other effective date as may be specified by Augmont.

7.3.

Any modification, suspension or withdrawal of the Campaign shall not affect any rights already accrued to eligible Customers, provided that such Customers continue to fulfil the applicable eligibility conditions under these Terms.

Limitation of Liability

8.1.

Augmont shall not be responsible for any failure or delay in participation or receipt of the Silver Reward arising due to technical issues, system failures, network interruptions, payment failures, force majeure events or circumstances beyond its reasonable control.

8.2.

Augmont shall not be liable for any indirect, incidental, special or consequential loss or damage arising out of or in connection with participation in the Campaign, to the extent permitted under applicable law.

8.3.

Nothing contained in these Terms shall exclude or limit any liability that cannot be excluded or limited under applicable law.

General Provisions

9.1.

These Terms shall be read in conjunction with the applicable terms and conditions, policies and guidelines governing the Platform and the Gold SIP services.

9.2.

In the event of any inconsistency between these Terms and the general terms and conditions of the Platform, these Terms shall prevail solely to the extent of such inconsistency in relation to the Campaign.

9.3.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue to remain valid and enforceable.

9.4.

The participation of any Customer in the Campaign shall constitute acceptance of these Terms.

10.

Governing Law and Jurisdiction

10.1.

These Terms shall be governed by and construed in accordance with the laws of India.

10.2.

Any disputes arising out of or in connection with the Campaign or these Terms shall be subject to the exclusive jurisdiction of the competent courts at Mumbai, Maharashtra.

11.

Customer Support

For any queries, clarifications or assistance relating to the Campaign, Customers may contact Augmont through the customer support channels made available on the Platform.

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